We Buy Tax Lien Homes for Cash

Struggling with property tax debt? Selling your tax lien home for cash can help you stop mounting penalties, avoid foreclosure, and close quickly—without repairs, commissions, or hidden fees.

Get Your Fair & Honest All-Cash Offer Today! No Obligations!

We Buy Houses In Any Conditions

How to Sell a House with a Lien

Unpaid property taxes in GA move quickly from notice to crisis. For property owners in Fulton County, the path from a tax lien to a full tax sale is unforgiving. That final date—the First Tuesday of the month—threatens your ownership.

We provide a pre-auction exit, not a last-minute bailout. Sell your property to us for cash and avoid the foreclosure auction entirely. Explore your fast, guaranteed offer today.

We Buy Houses In Any Conditions

The Georgia Tax Sale Process: Why Time Is Your Enemy

The tax sale process can confuse anyone. Think of it as a strict timeline where delays always cost you. Knowledge protects your equity. Let’s demystify what you face.

How a Tax Lien Starts (FiFa Explained)

Missed payments prompt the tax commissioner to act. They file a Fi.Fa.—a writ of execution—with the Superior Court. This levy is a serious law tool for collection. The filed document becomes a public recorded claim against your assets. It applies to real property, like your home, or personal property. This lien attaches directly to your physical address, creating a public debt.

From Notice to Auction

Next, the notice phase begins. Your address appears on the official Fulton County tax sale list. It’s published on government websites and in the local advertisements. What happens next? The county schedules the tax sale for the First Tuesday of the month.

The start time is firm. This timeline offers no flexibility, which begs a question: what if you could bypass this public auction altogether?

What You Must Pay to Stop It

To stop the sale yourself, you must pay the full opening bid amount before the auction starts. This bid amount isn’t just past taxes. It includes all accrued fees, interest, and costs. The tax commissioner’s office accepts specific payments only. 

Personal checks aren’t accepted. You must provide a cashier’s check or money order for the total sum. This requirement for immediate, liquid funds traps many property owners.

The Difficulties Property Owners Face When Selling a House with Liens

problems

Selling a home is already a lot to handle. Throw in a lien, and the process gets even more complicated. Most people don’t realize how much a lien can delay or completely block a sale.

Buyers want clean deals. They don’t want to worry about debts tied to the house. That’s why most potential buyers walk away as soon as they find out there’s no clear title. Even those who seem interested may back out after learning what a lien discharge really takes.

Here’s why selling a home with liens is so stressful:

  • Traditional buyers can’t obtain financing for properties with unresolved liens
  • Mortgage lenders almost never approve loans unless the property has a clear title
  • A lien release often takes time, paperwork, and legal assistance
    When there are multiple liens, things get confusing—fast
  • A lien lowers your property’s value in the eyes of buyers and appraisers
  • Buyers fear being stuck with someone else’s debt
  • Paying for a lien discharge or settlement upfront can drain your savings

Even if you’re ready to sell, a lien can force delays for weeks or longer. And every delay adds more stress.

It’s even harder when you’re dealing with more than one lien. Let’s say you’ve got a tax lien and a judgment lien on the same property. You can’t just pay one and call it done. All lien holders must agree before anything moves forward.

The paperwork alone is overwhelming. Between gathering lien details, contacting attorneys, and waiting for approval, it starts to feel like a full-time job. Some property owners fail to act quickly, and unfortunately, that delay leads to missed chances.

At P&D Cash Offer, we simplify all of this. We’re used to properties with multiple liens. We work with lien holders directly, handle negotiations, and move fast so you don’t have to.

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Why a Cash Sale Beats the Tax Auction Block

Choosing the auction seems like a solution, but it often creates new problems. The winning purchaser receives a tax deed, not a clear title. Your ownership remains clouded.

A famous quote about finance applies well here: “The essence of wealth is found in simple possession and control.” The auction strips you of both. If you later redeem the property, you face a steep penalty on top of the bid amount.

Why endure this public foreclosure?

Financial & Credit Consequences

The financial hit is severe. Georgia law adds a 20% penalty to the total costs for redemption. Credit bureaus receive notification of the tax sale, which harms your financial standing.

Any excess funds from the sale rarely match your property’s true equity. This process protects the county’s revenue, not your investment.

What P&D HOME BUYERS Handles for You

  • We simplify the escape. Our team manages the entire payment process to pay off the lien.
  • We advance the funds and submit the full payment directly to the tax commissioner.
  • We work with the clerk’s office to ensure proper registration and filing.
  • We clear all related liens and registrations.
  • An attorney coordinates the legal proceedings where applicable.

We handle these complex steps so you don’t have to. Your part is straightforward: you review our offer, accept it, and we proceed to a quick close.

Comparing Your Options When Selling a House with Liens

When you’re dealing with lien selling, knowing your options can help you make the best choice for your situation. Here’s a quick side-by-side look at what you can expect with a traditional home sale versus selling to a cash buyer like P&D:

Factor
Traditional Sale
Cash Sale with P&D Cash Offer
Time to Sell
30 to 90+ days
As little as 7 days
Who Handles Liens
You, your agent, your attorney
P&D handles lien resolution
Closing Costs
You pay them
We cover all costs
Repairs Needed
Yes, usually required
None—sell as-is
Certainty of Sale
Depends on buyer financing and inspections
Guaranteed once offer is accepted
Stress Level
High, especially with multiple liens
Low—simple and private
Net Sales Proceeds
Lower after repairs, fees, and commissions
Higher due to no fees or agent commissions

Get a Fair Cash Offer for Your House with Liens Today

Still wondering if you can sell a house with liens attached? You can. And it doesn’t have to be complicated.

At P&D Cash Offer, we help homeowners like you sell quickly even with:
A tax lien from unpaid property taxes
A judgment lien from court-ordered debts
Missed mortgage payments and resulting mortgage liens
A mechanic’s lien from unfinished or disputed contractor work
Unpaid HOA fees causing an HOA lien

You don’t need to fix the problem first. We’ll make you a fair cash offer and handle the details for you.

Our process is fast, private, and simple. You don’t pay closing costs. You don’t deal with agents. And you don’t need to worry about paperwork!

Give us a call today at (678) 990-9300 or fill out our short form to get started. There’s no obligation, no pressure, just a clear path forward.
Let’s help you move on without the stress.

Convenient Next-Day Cash Offer

Skip time-consuming phone calls or long list of preparations. Instead request a free cash offer for a quick, seamless and fair selling process.

Next Steps

The Fast, Hassle-Free Solution: Selling Your House with Liens to Cash Buyers

If you’re looking for speed and simplicity, there’s a better way. Selling directly to cash buyers can eliminate almost every challenge tied to liens. At P&D Cash Offer, we buy homes as-is—even if there are unpaid taxes or unpaid debts. You don’t need to clear liens first. You don’t need to make repairs. You don’t even need to clean up.

Reach out for a free, no-pressure offer

When liens are involved, our team steps in and works directly with the lien holders. We handle the closing process, communicate with your attorney or escrow agent, and make sure everything is settled properly.
Text or call us today at (678) 990-9300. We will answer any questions.

Review and accept our offer on your timeline

We’re not real estate agents. That means there are no commissions. We also cover all fees, so there are no closing costs. You walk away with more money and less hassle. No red tape. No surprises. Just a simple path forward.

Close the deal fast—we work on your schedule

More importantly, we get it done quickly. In many cases, we’ve helped sellers close in just days, even with multiple liens. No waiting for loan approvals. No open houses. Just a direct sale to trusted cash buyers who’ve seen it all. So stop worrying! You don’t need to find a way to pay property taxes or spend months working out lien releases. We’ll take care of it.

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What Our Customers Are Saying

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Sell Your House In Atlanta, GA Fast & Get Your All-Cash Offer Today

Our cash home buyers in Atlanta, Georgia are ready to make you a fair cash offer today. 

Get Your Fair & Honest All-Cash Offer Today! No Obligations!